Rocky Point FORECLOSURE LISTINGS

The market is booming! Find an affordable home through our foreclosure listings in Rocky Point, New York.

Total: 3
BD: BH: Min Price:Max Price:
# Photo Address City State Zip Type BD BH Price Details
1
12 Photos
PATCHOGUE DR Rocky Point NY 11778 Foreclosures 3 3 $229,000.00 Details
2
1 Photo
SUNBURST DR Rocky Point NY 11778 Foreclosures 3 2.1 - Details
3 -
0 Photo
FRIENDSHIP DR Rocky Point NY 11778 Foreclosures 3 2 $145,000.00 Details
About our Listings

How to Buy Rocky Point Foreclosures

How to buy foreclosures

Buying real estate foreclosures in Rocky Point, NY starts with finding listings. By browsing Rocky Point foreclosure lists, you can find all kinds of properties either scheduled for sale at public foreclosure auctions or available directly from banks (known as bank-owned or REO homes). The foreclosure process moves quickly, but as long as you give yourself time to research the home that interests you, you can find fantastic deals when you buy foreclosures in Rocky Point, NY.

>> See more info about how to Buy foreclosures

How to Invest in Rocky Point Foreclosures

How to invest foreclosure

Rocky Point foreclosure homes are perfect for property investors because they can be purchased for below their actual market value right off the bat. To find the best Rocky Point real estate investing bargains, you'll have to assess several properties and decide which has the most potential for Rocky Point foreclosure investment value. Remember, real estate investing isn't just about getting the lowest price, it's about buying desirable home in locations with the potential for future value. Don't buy the first thing you see at Rocky Point foreclosure short sales, wait for the right property at the right price.

>> See more info about how to invest in foreclosures

Types of Foreclosures in Rocky Point

Foreclosure home

Foreclosures happen on all kinds of real estate, so a list of foreclosed homes in Rocky Point will have all kinds of opportunities. In addition to single family homes, you'll find lots of duplex, triplex, and multi family homes, which are great for investing. You'll find upscale townhouse and lofts, and all kinds of houses and condo foreclosures in Rocky Point, NY. There are even chances to buy land, farms, and ranches, sites for mobile homes, and Rocky Point apartments for sale at great discounts ll over the city. Whether you're looking for commercial or residential property, the possibilities are endless.

>> Learn more about foreclosures

New York Foreclosure Laws

Foreclosure law

In the state of New York, real estate foreclosures are judicial foreclosures, meaning that distressed properties in New York are handled by the legal system in the state. Typically, cases involving foreclosure houses must be approved by a court - sometimes a special foreclosure court - before they can be handled by real estate brokers and sold. The lender will file a complaint along with a Lis Pendens notice; the court will then decide if the complaint is valid. If it is, the court will issue a writ for a public auction for the property. If these properties do not sell, the lender regains possession of the home, and they become New York REO properties.

Rocky Point Banks Foreclosures

Bank Foreclosure

Rocky Point bank owned homes can be a great way for buyers to find cheap properties. When bank foreclosures in Rocky Point, NY are not sold through a foreclosure auction, they become REO homes that are under the bank's control. Buyers must then approach banks and make offers on Rocky Point bank owned foreclosures. These offers are either accepted or rejected. For this reason, many people find buying bank owned homes for sale in Rocky Point New York to be similar to buying from an agent. Check our Rocky Point bank foreclosure listings and find discount properties.

>> See more info about bank foreclosures

Rocky Point Government Foreclosures

Government Foreclosure

Rocky Point Government homes are usually foreclosures with government-sponsored mortgages, but they can also be the result of a repossession due to a government tax lien. Most commonly you'll find homes from agencies like Freddie Mac, Fannie Mae, and the USDA, which are federal homes mortgage sponsors. Like like all lenders, they offer foreclosures for sale to the public. HUD homes in Rocky Point NY are another popular type of foreclosure, as are VA foreclosures in Rocky Point, which are available from the Veterans Affairs Department for especially great deals. Check our Rocky Point government foreclosure listings.

>> See more info about govermment foreclosures

Rocky Point Pre-Foreclosures

Foreclosure

PreForeclosures in Rocky Point are properties that are in default, but have not yet gone to foreclosure sale. The foreclosure period begins when the homeowner is issued a Rocky Point Lis Pendens, or Notice of Default. In some cases, the homeowner may attempt to pay off their debt during this time, but bankruptcies are also often declared. Law requires that bankruptcy homes and pre foreclosures must be in the pre foreclosure stage for at least 60 days before a foreclosure auction can be scheduled, but it can still takes weeks or months for a sale to occur.

>> See more info about pre-foreclosures

Rocky Point Foreclosure Auctions

Foreclosure Auction

Most Rocky Point foreclosed homes are sold through Sheriff auctions. These auctions are fantastic ways to find cheap houses for sale, often at up to 50% off market value. Anyone can bid at foreclosure auctions in Rocky Point, and the auction is overseen by the Sheriff's office or a trustee. Be sure to secure financing before you attend an auction, because a down payment on the winning bid will be required after the sale ends. Auctions are the most common and sought after way to buy repo homes in Rocky Point, NY. We offer a comprehensive Rocky Point foreclosure auction listings.

>> See more info about foreclosure auctions

Top Zip Codes in Rocky Point, New York

Find Home Foreclosure Listings in Rocky Point, NY

Rocky Point foreclosure listings are your ticket to the lowest prices on real estate in the city, and there's no better source for them than ForeclosureListingsNationwide.com. With our constantly updated database of foreclosure listings in Rocky Point, NY and easy-to-use search tools, finding the properties you want is fast and effective. Spend more time comparing Los Angeles apartment foreclosures, houses for sale or investment foreclosure properties and let us take care of the hard work! Use ForeclosureListingsNationwide.com to find bankruptcy houses for sale in Rocky Point New York, best affordable foreclosure condo in Rocky Point, cheap apartments for sale, bargain foreclosed homes for sale in Rocky Point, NY and earn huge savings on the homes YOU want to buy!

Our Rocky Point Foreclosure Lists

You can find Rocky Point foreclosure homes for sale which you can buy for living or investment. Simply click through our Rocky Point foreclosure home listings to find government foreclosures and bank owned homes in Rocky Point area. If you're searching for a deep discount or low prices on real estate then searching our Rocky Point foreclosure lists for homes foreclosure for sale or short sale listing in Rocky Point is your answer. Our up-to-date Rocky Point short sale listings provide the latest investing opportunities on affordable Rocky Point bank owned property listings, government pre foreclosure lists, Rocky Point banrkuptcy homes and Rocky Point HUD repossessed homes for sale which can be found at below market value. With our massive foreclosure list in Rocky Point, you should have little trouble finding the cheapest deal on a foreclosed home in Rocky Point, New York.

You can also search Port Jefferson Station foreclosure listings and Saint James foreclosure listings for more properties in the neighboring area.



Rocky Point, NY

As of 2011, Rocky Point's population is 11,360 people. Since 2000, it has had a population growth of 11. 50 percent. The median home cost in Rocky Point is $274,400. Home appreciation the last year has been -1. 09 percent. Compared to the rest of the country, Rocky Point's cost of living is 30. 80% Higher than the U. S. average. Rocky Point public schools spend $9,793 per student. The average school expenditure in the U. S. is $5,678. There are about 15. 6 students per teacher in Rocky Point. The unemployment rate in Rocky Point is 7. 50 percent(U. S. avg. is 9. 10%). Recent job growth is Negative. Rocky Point jobs have Decreased by 0. 74 percent. Average Commute time is 39 minutes. The National Average is 28 minutes.

Peoplerocky-point, nyUS
Population11,360307,829,557
Pop Density1,05887
Pop Change11.50%9.34%
Median Age36.236.6
Households3,918116,329,167
Household Size2.942.58
Male Population50.38%49.31%
Female Population49.62%50.69%
Married Population52.18%47.15%
Single Population47.82%52.85%
Estimated Households By Household Incomerocky-point, nyUS
Income Less Than 15k5.64%12.10%
Income Between 15k And 25k6.72%10.18%
Income Between 25k And 35k7.43%10.56%
Income Between 35k And 50k10.02%14.98%
Income Between 50k And 75k19.20%19.53%
Income Between 75k And 100k19.02%12.52%
Income Between 100k And 150k20.10%12.14%
Income Between 150k And 250k7.31%3.91%
Income Between 250k And 500k4.08%3.34%
Income Greater Than 500k0.49%0.75%
Economyrocky-point, nyUS
Unemployment Rate7.50%9.10%
Recent Job Growth-0.74%-0.12%
Future Job Growth31.02%31.25%
Sales Taxes8.63%6.80%
Income Taxes6.85%6.25%
Income Per Cap$30,864$27,067
Household Income$76,569$52,954
Housingrocky-point, nyUS
Median Home Age46.735.1
Median Home Cost$274,400$175,100
Home Appreciation-1.09%-3.15%
Homes Owned70.64%59.90%
Housing Vacant10.30%10.37%
Homes Rented19.06%29.73%
Property Tax Rate$26.26$11.20
Owner Occupied Housing Units By Valuerocky-point, nyUS
Less Than 20k0.00%2.65%
20k To 399990.29%3.76%
40k To 599990.03%4.99%
60k To 799990.72%6.01%
80k To 999990.72%7.27%
100k To 1499992.31%19.24%
150k To 1999998.33%14.67%
200k To 29999950.88%18.09%
300k To 39999922.14%9.14%
400k To 4999996.80%4.94%
500k To 7499996.25%5.42%
750k To 9999991.27%2.03%
1kk Or More0.26%1.77%
Educationrocky-point, nyUS
School Expend$9,793$5,678
Pupil Teacher Ratio15.614.9
Students Per Librarian445803
Students Per Counselor445513
2 Yr College Grad10.84%7.47%
4 Yr College Grad12.93%17.42%
Graduate Degrees11.81%10.12%
High School Grads93.18%84.72%
Crimerocky-point, nyUS
Violent Crime44
Property Crime44
Housing Units By Year Structure Builtrocky-point, nyUS
1999 To 20059.27%13.71%
1995 To 19984.34%8.54%
1990 To 19942.81%5.77%
1980 To 19895.61%13.87%
1970 To 197919.11%16.17%
1960 To 196912.85%11.70%
1950 To 195919.34%11.08%
1940 To 194911.06%6.02%
1939 Or Earlier15.61%13.15%

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